Friday, December 10, 2010

Mortgage Rates Hit Highest Point in Months.

Mortgage Rates hit 6 month High. How much do you save with a lower rate? If you do not know - It is time to talk - Seriously - ownership vs rent, taxes and deductions PLUS mortage rates. You might be Happy to learn the surprises in store! http://www.realtor.org/RMODaily.nsf/pages/News2010121001?OpenDocument -

To get the full scoop - talk to me so I can help you talk to an ethical skilled lender who knows how to make things work.

Ken Webb

Friday's Listings- Smoke'n Hot Deals! Awesome Deals Here

Here is Friday's list of some Hot Buys. The list is very easy to read. It starts with the most expensive homes and sorts down - As you can see by the price lists.

SFH = Single Family Homes - no condo's or town homes

Homes = Everything for sale like condos, town homes, trailer homes, etc,...

SFH with at least 5 bedrooms on a 10,000 sq foot lot
priced $0 - $2,000,000
Click the link below to view property information:
http://kwrealestate.listingbook.com/?node=16-0-email_listings,1369139471.28299bd9

SFH in Orange County with at least 5 bedroom that have a lot size of at least 10,000 sq feet.
Priced from $0 - $900,000
Click the link below to view property information:
http://kwrealestate.listingbook.com/?node=16-0-email_listings,1369137330.61097629

SFH in Orange County with at least 5 bedrooms (Or
Larger) that are priced from
$700,001-$800,000Click the link below to view property
information:
http://kwrealestate.listingbook.com/?node=16-0-email_listings,1369135234.d8b74c64

SFH in Orange County with at least 5 bedrooms, priced at $700,000 or less
Click the link below to view property information:
http://kwrealestate.listingbook.com/?node=16-0-email_listings,1369133897.85be0034

Homes in Orange County with 4 bed, 3 bath 2100 sq ft at or under $600,000 Click the link below to
view property information:
http://kwrealestate.listingbook.com/?node=16-0-email_listings,1369131750.70caa6d1

SFH Orange County 3 bed 3 bath, 1800 sq ft, at or under $400,000
Click the link below to view property information:
http://kwrealestate.listingbook.com/?node=16-0-email_listings,1369130111.123e3890

Homes in Orange County homes for sale with 3 bed 3 bath 1800 sq
ft, at or under $400,000
Click the link below to view property information:
http://kwrealestate.listingbook.com/?node=16-0-email_listings,1369128993.fb49583a

SFH Orange County with 2 bed 2
bath 1500 sq ft or larger at or under $300,000
Click the link below to view property information:
http://kwrealestate.listingbook.com/?node=16-0-email_listings,1369127077.67188d3c

All Orange County Homes 2 bed 2 bath 1500 square ft for Sale at or under $300,000
Click the link below to view property information:
http://kwrealestate.listingbook.com/?node=16-0-email_listings,1369124386.d1132624


Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
Is a referral
From my friends and clients"



Monday, December 6, 2010

Economic Updates - From NAR & C-Span

National Economic Updates From NAR - Posted and viewable on C-Span

Link :http://www.c-spanvideo.org/program/SEconomyandthe




Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES

http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
Is a referral
From my friends and clients"

Wednesday, November 24, 2010

Happy Thanksgiving!

I had a repeat question that has been asked many times and in different forms. The question was about looking at just my/my office's listings.

FYI - looking at my listings are great, BUT there are other homes to look at. Why limit yourself to just my listings from my office? I think bigger, much bigger and so should you. If you where listing your home would you just want some buyers or would you want as many buyers as possible? You would want as many as possible. This is what I do for my clients.

Do Not limit your choices, I am hear to help you find the BEST match no matter who has the listing and no matter who the buyers are or where they come from.

School Lesson in Session:

Something to remember are the issues with "Agency".

If an agent has a listing their first job is to represent the Seller foremost.

If an agent has a listing and they also represent the buyer on the same house, they are in a situation where they have what is called "Dual Agency." This means they represent the Buyer and the Seller on the same home. Keep in mind that who ever they started with first has first position and the agent is required by law to represent that person foremost.

This does not apply to a Seller who has an agent help them sell their current home and then helps them (the Seller) find a new home to buy. This situation is fine unless the agent represents their current client plus they represent the new Seller on the new home purchase too.

A couple of ways to remove this obvious conflict of interest is for the listing agent to suggest another agent from their office represent the Buyer (you). This helps with conflict and the Agency stays the same as Dual Agency (because the agent is from the same office) but without the conflicts present when one agent represents both the Buyer and the Seller

I cannot even begin to count the amount of buyers who in hindsight feel they got less than adequate representation because they demanded to only work with a listing agent even after the agents suggested another agent to help represent the Buyer.

The perks of working with a listing agent do not always outweigh the possible problems.

If you demand to only work with a listing agent - PLEASE be aware.


An example ( albeit a bit funny) of having a seller's agent represent you as a buyer is kind of like if you where getting a divorce and you figured you would use your partners attorney that is coming after you in the divorce because you think it will save time and money.

Do you think you would get your best representation?


Just some thoughts to consider, because you are a very smart person and I always want to be sure I share with you the best possible options to help you as a Buyer, Seller or even BOTH!

Real Estate does not have to be a bad experience. Going into a purchase contract or a listing contract does not have to feel scary. Once you understand what I am prepared to do for you and how the contracts help protect everyone. The contracts makes for a smoother, better, and safer Real Estate transaction for everyone.

You would not buy a $30,000 car unless you had some sort of contract in place, why buy a $300,000 up to a multimillion dollar property without the same if not better protection in place as well?


Happy Thanksgiving!

Eat well, Drive safe and enjoy the time with friends, family and loved ones.


Sincerely,


Ken Webb


Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES

http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
Is a referral
From my friends and clients"

Monday, November 22, 2010

Stunning Brand New Home in Aliso Viejo

Brand New 3,197 Sq Ft home with Numerous upgrades in Aliso Viejo - listed at $839,900!!! This is one awesome deal! Includes a 2 car garage and a private rear yard. Everything beautifully upgraded with Granite Counters and Stainless Steel appliances!! Awesome Deal! Beautiful Home! Pride of Ownership! Interested - get with me to schedule an appointment. Let's Go Get You A Home!

Here are the details:

Santa Barbara Exterior- Includes Hobby Room-
2 car garage with additional storage-Spacious and Private Rear Yard-Beautifully Upgraded
Includes Custom Landscape Package!

Upgraded Kitchen with Custom Backsplash
Granite Countertops
Professional Stainless Steel Range
Delta Kitchen Faucet featuring “touch” technology
Stylish pendant lighting
Hazelnut Cabinetry through out
Solid Maple Stair System
Upgraded Master bath with Travertine countertops
Surround Sound pre-wire and plasma outlets
Recessed lighting
Upgraded flooring with custom medallion at entry
Two-tone paint throughout
Mirrored wardrobe doors
Upgraded guest bath
Ceiling fan pre-wire


In Aliso Viejo.

Price$839,900

$/SqFt$264.20
Age0 years (2010)
SqFt3,179
Stories Two Levels
Style Santa Barbara
Bedrooms 4
Baths 4 Total,
3 Full,
1 Three-Quarter
Lot SqFt 5,220
Acres0.12
HeatEnergy Star Rated Heat,
High Efficiency HVAC,
Programmable Thermostat
Cooling Dual AC,
High Efficiency HVAC,
Programmable Thermostat,
SEER Rated 13-15,
Zoned HVAC
Water District/Public, Meter on Property
Sewer In, Connected & Paid Parking
2 Garage Spaces;
1 Driveway - Concrete,
Garage -
Front Entry,
Garage - Two Door,
Garage Attached


$839,900

To preview this home you will need to make an appointment with me. Please Call, text or email me ASAP.

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
Is a referral
From my friends and clients"

Listing in the SoCal Winter Months IS a Great Opportunity!

People all over the USA all say the winter is a bad time to list a home.

This is wrong.

Stop and think for a moment what that actually means.

Here in Southern California the worst thing we get in winter time is rain. Yep, rain and some wind are about the worst thing we can count on in our winter time here in SoCal.


No snow,
No sleet,
No sheets of ice,
No snow tires,
No snow chains,
No three feet of snow drifts,
No shoveling snow off of sidewalks and driveways.

A house hunter who is looking for a home in the winter months in SoCal is a SERIOUS buyer.

If you are thinking of selling your home - NOW is the time to get after it. Let's Talk!

And just in case you think I am full of hot air, here is a video clip from another agent who is a kick in the pants and a seasoned Realtor as well with years of experience.

Here is What Herman Says:




Maybe it is time to consider doing things by the NEW Rules of Real Estate.

I would love to talk with you.

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES

http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
Is a referral
From my friends and clients"

Friday, November 19, 2010

Lowest Rates EVER on a Brand New Home - Less Than 2% !!

What would you say if you could get a Brand New Home at these rates:

Get a reduced interest
On a FIXED RATE 30 Year Mortgage!
No Gimmicks.
Here is how it works:
The first year you get 1.875%,
Then the second year you get 2.875% and
From years three to thirty
You get 3.875% interest rates.


This is of course dependent upon your credit and other factors.

Plus, here is the big kicker,....You Only Need a 3.5% Down Payment!! This is lower than FHA and leaps and bounds better than most conventional loans out there!

There are only 9 Homes in Aliso Viejo that meet these awesome & spectacular rates!

The City of Aliso Viejo has amazing award winning schools and is only minutes from Laguna Beach and Dana Point. Has quick access to the Toll road going North and South. Has a Costco close by and a new Trader Joe's plus NUMEROUS businesses within the City of Aliso Viejo that provide jobs. Just Think - a possible 1o minute commute to work - or even less!


There are only 12 Homes in Oxnard that meet these awesome & spectacular rates!

There are only 5 Homes in Moorpark that meet these awesome & spectacular rates!

There are only 3 Homes in Corona that meet these awesome & spectacular rates!

There are only 3 Homes in Menifee that meet these awesome & spectacular rates!

There are only 2 Homes in Winchester that meet these awesome & spectacular rates!

If you are interested - we need to do two steps to make sure you can qualify to get these special rates!

Get pre-approved at no cost by a lender so that we can see where your fiances actually stand.
Be sure you have access to funds, either from family or other means that would allow you to take advantage of this amazing deal of only a 3.5% Down Payment!

Once these 2 things are met - We need to go check out these homes in the city of your choice! If you snooze on these deals you will loose out on one of the best ways to save thousands and thousands of $$$ on your monthly payments with these amazingly low rates! This is the DEAL you have been secretly hoping would fall in your lap!

Do Not MIss Out!

Get In Touch With Me!

Ken Webb - Realtor
949-243-6649

Email: kenwebb@me.com

Thursday, November 18, 2010

Are You Thinking of Selling? Want to Sell Your Home?

I am looking for people who are seriously considering Selling their home.

It does NOT matter what State you are in. I can help you accomplish your goals - no matter where you are at.

Did you have a listing - and it expired and you did not get results you wanted? What did you do and what can I do that is different?

It is time to step into the new decade of technology and Real Estate.

It's time to get busy!

Get in touch - I am here to help YOU.

New Homes - at $300,000 or Less in SoCal


Did You Know,

There are over 50 homes for sale that are less than 5 years old

(NEW!)

And have at least 2 bedrooms, 2 bathrooms and 1500 square feet

For $300,000 or less in SoCal - For Sale Right NOW??




These are just some of the homes I have at my fingertips - to show you.
Don't miss out on the best deals we have in Southern California


Ken Webb - Realtor/Agent OCAR, NAR, CAR F1RST TEAM Real Estate Email: kenwebb@me.com Phone/Text: (949) 243-6649 DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate
NATIONAL AND LOCAL REAL ESTATE FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
Is a referral
From my friends and clients"

Monday, November 15, 2010

It's Monday!

Wow, what a weekend!

Are you ready for this week? We have the numbers in and housing sales nationally where up. We have inventory out there to choose from. There are deals out there for buyers and there are great opportunities out there for sellers too!

That is correct. For all those interesting editorial blogs, news articles and opinion pieces - the truth is in the numbers.

For someone considering selling their home - now is the time to get in touch. Not everyone is a qualified home seller nor is everyone a qualified to be a home buyer - BUT for those who need to know - doing nothing leaves you exactly where you are - doing nothing.


There are of course many questions you have, like how much your house is worth, and how much does it cost to sell a home. The truth is that not Realtor is the same and sadly enough many people settle for a Realtor who may or may not know how to maximize your home's selling power.

As a trained Realtor and experienced in the world of On-Line media - I have a mix of experience and skills that most agents just do not have.

From high resolution pictures of your home to HD videos, there are many ways to show your home to the world! Did you know that some simple steps on staging your home you can increase your home's value by thousands of $$$ without spending hardly any money at all?

Did you know you can have over 5 high resolution pictures of your home on the MLS? Did you know that the more high quality pictures you have the better chance you have of finding a buyer for your home? If this is true why would home owners settle for an agent who posts 1 - 5 pictures of their home?

Yes, there are many things we can do, and using a cell phone to shoot your home is NOT one of them.

With record low rates, and the bottom of the market already passed - if you are thinking or selling, downsizing, or moving up - TODAY is the time to start thinking about the steps we need to take together to sell your home.

Buyer or Seller. Do Not Settle for Status Quo Ante (status quo ante |ˈstātəs kwō ˈantē; statəs|
noun (usu. the status quo rate)
the previously existing state of affairs.
ORIGIN Latin, literally ‘the state in which before.’)

The Real Estate Market is NEW, the old way of doing things is past and it is time to think about the new way of Real Estate Business.

Lets Talk - Soon.

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
Is a referral
From my friends and clients"

New National Real Estate News - November 2010

We have done it again. We have combined all of the resources for Real Estate News and combined it in one easy to use central location.

It doesn't matter if you are a buyer, seller, or renter. It is also designed for Commercial as well. Get the info you need - form all the sources in one spot. No agenda and not designed by my Broker. This is the real deal - all of it - in one easy spot.


http://kenwebb.housingtrendsenewsletter.com/


I work hard so you won't have to.

What are you missing from your current Real Estate Relationship?

Maybe it is time to ask me and see what is different.

You can ALWAYS call/text/email me. That is what I am here for.

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES

http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
Is a referral
From my friends and clients"


Wednesday, November 10, 2010

Fwd: Friends & Family Event! 20% Off Your Purchase

Please to share the great news,...This is one of my favorite stores to frequent - for special occasions. They also make the most wonderful gifts.

:-) Have a great Day!

Begin forwarded message:

From: "Loehmann's" <insider@email.loehmanns.com>
Date: November 10, 2010 1:10:24 AM PST
To: nek_bbew@yahoo.com
Subject: Friends & Family Event! 20% Off Your Purchase
Reply-To: "Loehmann's" <insider.74KVR.62226@email.loehmanns.com>

Fwd: FRETTE FALL/WINTER SALE - ELZA

Please to share the great news,...This is one of my favorite stores to frequent - for special occasions. They also make the most wonderful gifts. Be sure to tell the Manager that Ken sent you. :-) Have a great Day!

Begin forwarded message:

From: Frette Costa Mesa <frette-scp@frette.com>
Date: November 10, 2010 11:51:11 AM PST
To: sweetlittlebee@gmail.com
Subject: FRETTE FALL/WINTER SALE - ELZA

Hello!

I am pleased to inform you that our Fall/Winter Sales is coming earlier than we expected. Starting tomorrow, November 11 most of our Fall Collections and Frette to Wear will be at 30%off , Fall Essentials will be at 40%off and Edmond Collections will be at 20%off. In addition, for the first week of the sale we are offering an extra 10% in your entire purchase.
Attached is our full catalog for your consideration. Should you see any thing you like, please let me know as our inventory for this season is very limited. Let me know when you are planing to coming in to review the sale selection.

I look forward to hear from you soon.

Best regards,

Elza Fair
Assistant Manager
FRETTE - South Coast Plaza
3333 Bristol Street
Suite 2520
Costa Mesa, CA 92626
714 556 7080 tel
714-315-7713 Cell

Wednesday, August 25, 2010

Client Weekly Update - August 25, 2010








Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES

http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
Is a referral
From my friends and clients"

Weekly Update From The Desk of KW Realtor


Happy Wednesday!

Wow, I think we got some of our summer back this week. Don't melt in the heat!

Here are a few reminders to help your a/c run more efficiently this summer:

1) Change out that old filter. They may not seem like much but the blower has to work extra hard to pull in air through that filter. Harder work = higher bills.

2) Have some minor maintenance done on your a/c coolant and blower. Don't forget- the big fan outside sitting up on the small stand is not the full a/c unit. That is where the heat is pulled out of the air. Be sure the area is clean of debris that may be blocking the air from easily flowing out of the unit. Trim those bushes and keep the area clean.

3) Consider changing up to a more efficient unit for your house. Costco has a great program right now and the company they use is great and you can qualify for a $1000 cash card to Costco plus the $1500 tax credit plus other discounts as well from your local gas company and electricity provider. There are also tax rebates for furnaces and a/c units as well. Be sure to take advantage of these before the funds for the rebates run out. If you want more info - ask me and I can send you the contact name and phone number for the contact for a/c & heating with Costco for Orange County. The team and supervisor and sales staff where excellent and did a wonderful job on my house. My house had the entire heating and a/c system taken out plus all the duct work and a full system replaced in one day. PLUS they installed new bathroom fans and did additional work for us.


On to Real Estate issues.


1) Get pre-qualified for a loan

2) Save up money for your down payment. FHA loans require a much smaller down payment than other loans.

3) I have 2 lenders who I know who you can speak to to find out the tax brakes and other special items you may qualify for. Do NOT settle for a run of the mill person for your loan. Get someone who knows the in's and out's of the industry. The will know all FHA, VA, and other loans you may qualify for. Remember - get your loan advise from a licensed trained experienced loan officer - not a Real Estate Agent/Realtor. As a Realtor I can offer some educated suggestions - but you really need to speak to the person who does the loans to get 100% of the details and real information.

4)If you are considering a home purchase this year keep in mind these time frames to get to home ownership:

a. Escrow can take anywhere from 30-60 days for a typical equity purchase or sale
b. Short Sales can take up to 120 days to close escrow
c. If you have not started looking for your home yet keep these time tables in mind:
1. It takes about 30 days -60 days to settle on the cities you want to live
11. It takes 30-60 days to narrow down the truth about what home you actually want to buy after you finally choose your cities to live in.
111. It takes about 30-60 days to narrow down the search to the neighborhood you want to live in

5) Time frame for home ownership is:

a. loan pre-qual 3-14 days
b. Escrow = 30-60 for equity sale Escrow = 30 - 120 days (or longer) for short sale home
c. Narrow down your favorite cities = 30-60 days
d. Narrow down your favorite neighborhoods = 30-60 days
e. Total days to account for - Equity Sale = 120+ days (about 4 months)
f. Total days to account for for Short Sale = 207 + days (about 6.9 months)
g. Don't forget - Weekends and Holidays are no business days for banks


Hopefully this gives you some idea on what to expect. This means that if you wanted to get into a home before the end of this year - WE need to be active right now. I have a easy to follow game plan for home ownership for everyone that if followed - it will make your home buying experience much easier and simpler. If you would like we can meet and I can hand you your own Home Buyer Folder and help you get ready for home ownership.

Another thing to remember- if you want to have the tax benefits on the taxes for 2010 - we need to get you into your home with full ownership completed BEFORE the end of the year.


Remember--this email is not meant to be investment advice. This email is only meant for educational purposes and not as Investment Advice. You should always consult your financial advisor and your tax advisor to get information on the financial pro's and con's on your own personal financial health and if you are able to afford a home purchase at this time.



For all of you out there considering selling your home,...If you are considering a change of location or you know that you need to sell your home soon - talk to me. In the case of getting a short sale - it is NOT better to wait until later. Once you get the N.O.D letter it makes things much harder for everyone involved.


Have a wonderful, happy and healthy week & STAY COOL!

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

STATE WIDE AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment I could ever receive
is a referral from my friends and clients"

Friday, August 13, 2010

Friday Rate Sheet - August 13, 2010



Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES

http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
Is a referral
From my friends and clients"

Wednesday, August 11, 2010

Headline News in Real Estate - August 11, 2010


Home Prices- Whats is going on? What do you expect home prices are really doing?

Daily Real Estate News | August 11, 2010 |
NAR: Home Prices Are Firming

Link-->
http://www.realtor.org/RMODaily.nsf/pages/News2010081101?OpenDocument





Record Low Mortgage Rates - How is it affecting the current market?

Mortgage Volume Is Nearly Flat

Link-->
http://www.realtor.org/RMODaily.nsf/pages/News2010081102?OpenDocument



Racism - still alive. Racism is ugly and unacceptable on each and every level. I am not surprised this still occurs but I do not tolerate this behavior in my business.
HUD Charges Couple With Fair Housing Violation

Link--->
http://www.realtor.org/RMODaily.nsf/pages/News2010081103?OpenDocument




Short Sales and those who abuse it. We all feel the pain when Short Sales are a necessary issue in a friend or loved one's life. Remember that fraud is fraud and the Banks as well as the IRS will not take kindly to FRAUD in a Short Sale. Do NOT jeopardize your financial future by giving in to the temptation of fraud.

Banks Keep an Eye Out for Short-Sales Fraud

Link---->
http://www.realtor.org/RMODaily.nsf/pages/News2010081104?OpenDocument





Surprise! If your home is vacant your insurance may not cover you adequately.

Vacant-Home Owners Should Assess Insurance

Link--->
http://www.realtor.org/RMODaily.nsf/pages/News2010081105?OpenDocument


Ken Webb - Realtor/Agent OCAR, NAR, CAR F1RST TEAM Real Estate Email: kenwebb@me.com Phone/Text: (949) 243-6649 DRE Lic # 01844181
SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE


"The finest compliment I could ever receive is a Referral from my friends and clients"

Friday, August 6, 2010

Client Weekly Update - Mortgage and Real Estate News

For Active Links to all Publications and All Articles - Please Contact me via http://www.kwrealestate.listingbook.com
















Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
is a referral
from my friends and clients"