Friday, April 30, 2010

STUNNING NEW HOMES IN OXNARD, CA! - MID $200,000!

Homes for sale in Oxnard CA! These homes are BRAND NEW! Limited Quantity. Prices starting in the mid $200,000! Read further! Click on pictures to expand and enlarge. Be sure to make a reservation to attend this special event coming up soon!
There are three (3) Brand New Communities being build in Oxnard, CA.

Here is your change to get in on a Brand New Home! The prices start in the mid $200,000 and the sizes range from 1300 square feet all the way up to over 2,000 square feet!

This could be your chance to own a home that fits your lifestyle and your dreams at a price you can afford!

If you are interested - a special trip will be planned from South OC to Oxnard.

If you are interested in attending and know you are a ready, willing, and able buyer, you NEED to get in touch and make your reservations for this unique and special event for Southern California Buyers!








I WORK HARD TO BE SURE YOU HAVE ACCESS TO EVERYTHING NEW!

These new homes are not even listed in the MLS for California. If your agent missed these homes - keep in mind that I work hard to offer EVERYTHING that is an option to buy in Real Estate for my clients.

There are three (3) Brand New Communities being build in Oxnard, CA.

Here is your change to get in on a Brand New Home! The prices start in the mid $200,000 and the sizes range from 1300 square feet all the way up to over 2,000 square feet!

This could be your chance to own a home that fits your lifestyle and your dreams at a price you can afford!

If you are interested - a special trip will be planned to Oxnard.

If you are interested in attending and know you are a ready, willing, and able buyer, you NEED to get in touch and make your reservations for this unique and special event for Southern California Buyers! You need to send me your First and Last Names, your email, your phone number to your cell and you also need to be a READY, WILLING, and ABLE BUYER.

If you have been looking for an awesome home that is BRAND NEW - in the LA areas - this deal is for you - if you wait - you won't get to buy one of these beautiful homes.

I have taken the first step to get you the information. Your next step is to contact me.


Here is a master list of all BRAND NEW HOMES for sale in the same area and that are "like" the new homes listed above--->Click the link below to view property information:
http://kwrealestate.listingbook.com/?node=16-0-email_listings,1127254447.931f0807




Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

STATE WIDE AND LOCAL REAL ESTATE

FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

BIO AND FUN STUFF ABOUT KW, REALTOR
http://www.myspace.com/kenwebbocrealestate

THE NEWEST ADDITION TO THE WEB IS THE FAN PAGE ON FACEBOOK! GREAT LINKS AND INTERACTION WITH OTHER HOME BUYERS AROUND CALIFORNIA AND THE USA

http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

"The finest compliment I could ever receive is a
referral from my friends and clients"

Monday, April 26, 2010

Investor/Income Property For Everyone! Owning Your Own Income.


You hear people talk about investing in Real Estate.

In the back of your mind you think,.."Riiiiiiiight! Who can afford that?"

You Can - That's Who!

Did you know you could buy a home or an income growing property.

Prices start amazingly low here in California.

Was previewing and saw something under $10,000.

Yes,..that's $10,000.


Most Investors start where they can afford, build up equity and wealth and then buy another, and repeat the process to the point where they retire and live off the income from their income producing properties.

WHAAAATT?!

For those of you who might enjoy stepping away from the office and managing your own properties or even having a service do it for you - maybe even quitting work within 10 years or less.

Not all of us can afford multi-million $$ properties. BUT, many of us can afford homes that cost under $100,000. Even more of us can afford homes that cost under $80,000. And even more can afford homes that start under $70,000.

I have written in this blog that if you use my website search tool you can search like a REAL AGENT and get access to all of the MLS. I do mean ALL of it.

My website has all of the MLS - It's All In There!

If you are serious about owning Real Estate - Talk To Me.

The time is ripe for you to swoop in and pick up many properties all around Southern California and start renting them out and earning a positive cash flow.

Want to see the proof?

Here is a short list of just a few of the homes available right now. These homes start at 2 bedrooms, 2 bathrooms and 1200 square feet of living.

Click the link below to view property information:
http://kwrealestate.listingbook.com/?node=16-0-email_listings,1123798162.764f2b36


Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

STATE WIDE AND LOCAL REAL ESTATE
FACTS & FIGURES

http://kenwebb.housingtrendsenewsletter.com/

BIO AND FUN STUFF ABOUT KW, REALTOR
http://www.myspace.com/kenwebbocrealestate

The newest edition to the social media for KW, Realtor is a Fan Page on Facebook. Come join in on the discussions and articles. Get quick insider scoops first! -->
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

"The finest compliment I could ever receive is a
referral from my friends and clients"

Sunday, April 25, 2010

California's Top Luxury Homes - World's Top Luxury Homes


Buy - Sell - Lease

Imagine, you could own one of most STUNNING, LUXURIOUS, & SPECTACULAR homes in all of California and in many case the entire USA.

If having the means is something you take pride in - maybe it is time to take a look at what Southern California has to offer you.

Here is the Master List of all of The Top Luxury Properties in Southern California. Nothing has been spared. This list is truly the most exclusive list of the best California has to offer you.

http://kwrealestate.listingbook.com/?node=16-0-email_listings,1122967494.b1b005de

THIS IS THE MASTER LIST of all of the top luxury homes in Southern California. This list
http://kwrealestate.listingbook.com/?node=16-0-email_listings,1122967494.b1b005de only includes The Best of The Best. This list includes all of the best homes in these cities and in some of these locations:


Beverly Hills

Bonsall

Calabasas

Carlsbad

Corona Del Mar

Dana Point

Hermosa Beach

Hidden Hills

Irvine

Laguna Beach

Lake Arrowhead

Lakeview Terrace

Los Angeles : Sunset Plaza Drive, Mockingbird Place, Stradella Road, Nimes Road, Delfem Drive, St. Cloud Road, Mandeville Canyon Road, Bellagio Road, Mullholland Drive.

Malibu: Kanan Dume Road, Pacific Coast Highway.

Manhattan Beach: The Strand.

Moorpark

Newport Beach: Mesa Drive, Troon Drive, Bayshore Drive, Harbor Island.

Newport Coast: Premiere Pt., Fairway Pt., Beachcrest.
Pacific Palisades: Amalfi Drive, Corona Del Mar, Chataugua Boulevard.

This MASTER LIST is updated every 15 minutes with price changes or information changes as they occur. This list also includes sales history for each area as well as loan information for your convenience.

Remember - be sure to FAVORITE the Blog at: http://kenwebbkwrealestate.blogspot.com - This blog will always have postings or new articles and links to new searches and important Real Estate information - This blog will also have back-up links to postings on properties you may have missed.

My name is Ken Webb. I am a Realtor in Southern California. I work with First Team Real Estate and I help people buy or sell their dream home(s) in Southern California.

I understand that Real Estate is no longer business as usual and I approach it as such.

I value and place a very high price on your privacy and smoothness of transaction. I will do what needs to be done to get you the best deal on any of these properties. With the tools at my disposal and the ability and skill to meet the needs of my clients - you will not be disappointed in my level of service, integrity & loyalty to my customer.

I demand privacy with other agents and will work very hard to keep your transaction that way.

I have done what I need to do to get the information to you. The next step is yours.

Sincerely,

Ken Webb, Realtor.

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

STATE WIDE AND LOCAL REAL ESTATE
FACTS & FIGURES

http://kenwebb.housingtrendsenewsletter.com/

BIO AND FUN STUFF ABOUT KW, REALTOR
http://www.myspace.com/kenwebbocrealestate


"The finest compliment I could ever receive is a
referral from my friends and clients"


Remember - be sure to FAVORITE the Blog at: http://kenwebbkwrealestate.blogspot.com - This blog will always have postings or new articles and links to new searches and important Real Estate information - This blog will also have back-up links to postings on properties you may have missed.

Friday, April 23, 2010

Catch up on Facebook - For you Social Media Folks





Just a reminder,

You do know you can catch up on all sorts of easy to read stuff on my Fan Page on Facebook? Easy updates and links to all sorts of things.

http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744



Be sure and bookmark this blog and bookmark the Facebook Fan Page. There is a lot of action in Real Estate and if you are in the market or going to be in the market you do not want to miss a Smoke'n Hot Deal or a new reduced price on what could be your perfect home!

Staying on top of the Real Estate market has NEVER been easier. You can have all the best of the best of what you want sent to you every day - before other people even begin to search on the internet.

You hear of all the sites to go to to find Real Estate - but did you know that many of those places do not link directly to the MLS like I do? Did you know they update sometimes less than 1 time every 30 days? Did you know I update once every 15 minutes?

Yes,..That's correct. The most Up-To-Date MLS info you can get - period.


With all the stuff out there - wouldn't it be easier to be able to find all your needs met in one spot? Of course it would be - AWESOME!

Take the first step and find out - just how easy it is. There where 5 buyers who used my websites to buy homes just in the last 3 months of 2009. There are another hundred currently active and looking now.

It's time to get off the sidelines - and if you are ready - now is the time.

If I had your perfect house RIGHT NOW - could you buy it right now? If we had a listing on the MLS that was your perfect house. Your pool, spa and view. Your master Bedroom Suite. Your ease of access to drive to work. Your Dream Home!

Could you buy today?

If your answer is "No" or "I do not know" then today is the time to get serious about owning a home.

I know multiple lenders here in South OC. Lenders who have proven track records.

I know and have access to agents all over the world who can help you find what you want and need. It does not matter the cost, country or language. I can help you.

Don't need a loan and you are a cash buyer? Right NOW CASH IS KING! Cash buyers are sweeping in and picking up deals right and left.

The next step is yours. Are you ready, willing, and able to take it?

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

STATE WIDE AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

BIO AND FUN STUFF ABOUT KW, REALTOR
http://www.myspace.com/kenwebbocrealestate


"The finest compliment I could ever receive is a
referral from my friends and clients"



This blog has readership all over the world. Remember, Real Estate is no longer JUST local. Real Estate is GLOBAL.

Thursday, April 22, 2010

Awesome Deal in Santa Ana - Near Garden Grove!

http://kwrealestate.listingbook.com/?node=17-0-email_listings,1121078066.e9e76bb2&mlno=96570913:SOCAL


Large Back Yard - ZONE R-2

New Roof

New Double Pane Windows

Fresh Paint

Garden Grove High School

New Electrical Panel

New Furnace and Water Heater

New Carpet & Flooring

MLS: P728686
Sq Ft: 1263
Yr Built: 1947
Bdrms: 4
Baths: 1
Pool: No
Parking: 2+ Car Carport
Asking: $349,000

Wednesday, April 21, 2010

Property For Sale in Thailand

Are you going to relocate to Thailand?

Want an amazing vacation home?Do you live there and want to buy property?

Do you know anyone who wants to buy property or needs to relocate to Thailand?

Hit me up - There are some great opportunities! Own some Real Estate in Stunning, beautiful Thailand--


That's right Condos, bare land, hotels, you name it - it is there for you to invest, buy and own.

Remember - Real Estate is global,...don't let your view be just the view from your back yard,...think GLOBAL!

Need more info?

Text/email/call me with your contact info and we will get back to you ASAP.

Ken Webb - Realtor/Agent 
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email:  kenwebb@me.com
Phone/Text: (949) 243-6649 
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com 

CURRENT REAL ESTATE NEWS 
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

STATE WIDE AND LOCAL REAL ESTATE 
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

BIO AND FUN STUFF ABOUT KW, REALTOR
http://www.myspace.com/kenwebbocrealestate


"The finest compliment I could ever receive is a 
referral from my friends and clients"

Happy Tuesday! From The Desk of Ken Webb - KW, Realtor

Good morning!

Wow, crazy storm last night.  I hope everyone here in South OC was okay.  

I have a few new links posted on the blog for homes in SoCal.












If you know anyone looking to buy a home - soon and they want a good deal on a home - these lists are the most complete MLS lists right now.  You can feel free to share this list with anyone you like.  This list will auto-update any changes as they occur. 


Remember:  If there is a specific area home ( down to the street) in a specific area you are interested in - let me know.  I can send you a list of homes that are for sale currently for any area in Southern California.  

BUT--If you like to search by yourself - like I do, or like an agent does - all you have to do is log on to my website and create for yourself a free account - full access pass!  This gives you tax information and community statistics as well as loan information on every house as it is available.  No need to hunt a house down on 4-5 sights or even more.  Do all the hunting in one spot - with the REAL MLS for Southern California.  Go Here:  http://www.kwrealestate.listingbook.com 


Have a great day today.  I look forward to speaking with you soon!

Sincerely,

Ken Webb 

All Best Priced SFH for Sale in Orange County up to $400,000

Here is the list of the best priced homes in All of Orange County - as of this morning at 8:47am. This list will auto-update any changes.

This list is any home 2 bedroom 2 bathroom at 1200 square feet or larger in Orange County.

I have sorted this list to only include homes listed at 400,000 or less.


http://kwrealestate.listingbook.com/?node=16-0-email_listings,1119304538.a266f1dc

Ken Webb - Realtor/Agent 
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email:  kenwebb@me.com
Phone/Text: (949) 243-6649 
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com 

CURRENT REAL ESTATE NEWS 
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

STATE WIDE AND LOCAL REAL ESTATE 
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

BIO AND FUN STUFF ABOUT KW, REALTOR
http://www.myspace.com/kenwebbocrealestate


"The finest compliment I could ever receive is a 
referral from my friends and clients"

Best Prices South OC Homes

Pulled up today's list of the best 2-3 bedroom homes with at least 1200 square feet in South OC.

Areas include:

Lake Forest
Mission Viejo
Irvine
Rancho Santa Margarita
Trabuco Canyon
Laguna Niguel


One of the houses has over 1800 Square feet! 2 Car Garage, 3 bedrooms and no Mello Roos! The home looks beautiful and comfortable and is ready for someone to buy.

Are You Thinking of owning a home? You must speak with me - today!


FYI - Aliso Viejo - still is retaining higher prices than surrounding areas and is in more demand by buyers.


Ken Webb - Realtor/Agent 
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email:  kenwebb@me.com
Phone/Text: (949) 243-6649 
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com 

CURRENT REAL ESTATE NEWS 
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

STATE WIDE AND LOCAL REAL ESTATE 
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

BIO AND FUN STUFF ABOUT KW, REALTOR
http://www.myspace.com/kenwebbocrealestate


"The finest compliment I could ever receive is a 
referral from my friends and clients"

Tuesday, April 20, 2010

NAR Updates - National Association of Real Estate


April 16, 2010

By Danielle Hale, Research Economist

  • The U.S. Treasury publishes estimates of the impact of recovery act programs, which includes information on the homebuyer tax credit from the IRS. Though this report is dated February 28, 2010, it was published on the web only in the last week. The notes in the report indicates that it shows information on credits claimed through January 23, 2009, but most likely covers 2009 credits claimed through Jan 2010.
  • The previous Treasury estimate (IRS data) was dated December 31, 2009 and has homebuyer tax credit data by state: Treasury Recovery Act Data Recovery Act Data by State through November 21, 2009.
  • Find out your state’s official data for how many files and credits were claimed, and what the average credit size was here: Treasury Recovery Act Data Recovery Act Data by State through February 28, 2010. Note: At this time, not all eligible buyers have filed.

This is one in a series of commentaries by the Research staff of the National Association of REALTORS®.


"Copyright National Association of REALTORS®, Reprinted with permission."


Economists' Commentary: Metro-Area Housing Equity, Part One

April 14, 2010

By Economist Danielle Hale

For the third year in a row, NAR Research has looked at the equity a homeowner might have in a home owned for 5, 10, 15, and 20 years if it were purchased at the median price. This analysis allows us to learn about the effect of price patterns in many metro areas on homeowner equity over longer periods of time. Examining longer periods of time is important because typical buyers expect to own their home for 7 to 15 years, depending on the buyer’s age. Among all buyers, the typical expected time of ownership is 10 years. This is the first year that the effect of falling house prices has shown up in our look at equity in a wide-spread manner at the 5 year time frame. Still, over a 10 year period, the typical expected time of ownership, the equity situation for our experimental buyers is much more sanguine.


Equity and Wealth

Homeowner equity is a substantial component of homeowner wealth. The Federal Reserve's Survey of Consumer Finances, conducted once every three years, provides a snapshot of family income and net worth along with basic demographic details and more detailed information on where families keep the wealth they have accumulated. The most recent survey, concluded in 2007, offers a picture of the situation before home price declines and the tumbling equities market hit household balance sheets. At that time, median homeowners had well over $200,000 in net worth compared to median renters who had just over $5,000. Furthermore, $200,000 was the median value of owners’ homes. In the research paper accompanying the survey results, Fed researchers conducted a thought experiment to determine how market declines might have impacted the mean and median households through October 2008.


Looking at aggregate data, the National Association of Realtors® estimated the impact for renter and homeowner households through calendar year 2008. The result, shown below in Figure 1, suggests that despite declines in equity and housing markets, homeowners ended 2008 with a net worth orders of magnitude greater than renters. How has the recovery of the stock market and a sluggish housing market affected owners and renters? For the first time ever, the Federal Reserve resurveyed the 2007 participants in 2009 to directly measure how the crisis and recession affected their finances. These results are expected in late 2010.



National Association of Realtors® Research, Profile of Home Buyers and Sellers 2009


This is part one in a two part commentary. The specific results of NAR’s study will follow in the tomorrow’s second installment.


This is one in a series of commentaries by the Research staff of the National Association of REALTORS®.

This is one in a series of commentaries by the Research staff of the National Association of REALTORS®.


"Copyright National Association of REALTORS®, Reprinted with permission."

Did You Know: Global Home Prices

April 19, 2010

By Selma Lewis, Research Economist



According to the the Organization for Economic Co-operation and Development’s (OECD) interim assessment of the economic outlook released last week, G-7 economies will continue to grow in the first half of 2010, but at a slower speed and with different rhythms. OECD is 30-nation think tank based in Paris.

Most interestingly, however, the report showed that at the end of 2009, house prices have turned around in almost 75 percent of the 19 OECD countries.

Figure 1

Source: OECD Economic Outlook: Interim Assesment, April 2010

In a separate article by Deutsche Bank, titled “Housing markets in OECD countries - Risks remain in Europe”, the group discusses how far the correction of house prices has progressed in Europe and the US.

Figure 2

Source: Housing markets in OECD countries—Risk remains in Europe (PDF)

Based on a range of indicators, DB finds that the correction is fairly advanced in the US but has still a considerable way to go in Europe. Further adjustment seems likely in Spain, Ireland, the Netherlands, but also Italy, France, and, to a somewhat lesser extent, in the UK. The need for further house price adjustment in these countries poses risks to both the banking sector and economic growth.

Furthermore, while house price adjustment is advanced or under way in the industrial countries, there is an increasing risk of new bubbles in other regions of the world. This holds in particular for Asian housing markets. House prices have already increased above pre-crisis levels in Shanghai and Hong Kong and they are close to their previous peak in Singapore.

For more information, see:
OECD Economic Outlook: Interim Assesment, April 2010

Housing markets in OECD countries—Risk remains in Europe (PDF)

This is one in a series of commentaries by the Research staff of the National Association of REALTORS®.

Copyright National Association of REALTORS®, Reprinted with permission.


Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

STATE WIDE AND LOCAL REAL ESTATE
FACTS & FIGURES

http://kenwebb.housingtrendsenewsletter.com/

BIO AND FUN STUFF ABOUT KW, REALTOR

http://www.myspace.com/kenwebbocrealestate


"The finest compliment I could ever receive is a
referral from my friends and clients"

Sunday, April 18, 2010

Top Luxury Homes in Southern California - For Sale

Here it is -

The list of the most luxurious homes on the market - right now in Southern California.


http://kwrealestate.listingbook.com/?node=16-0-email_listings,1113828104.3c9ef7ac


Be sure and take a look -

For those of you with the mindset to own your own piece of Beach Front Pacific Ocean Property,..

Now Is Your Time!

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

STATE WIDE AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

BIO AND FUN STUFF ABOUT KW, REALTOR
http://www.myspace.com/kenwebbocrealestate


"The finest compliment I could ever receive is a
referral from my friends and clients"

Saturday, April 17, 2010

Best LAGUNA BEACH 2/2/1100 sq ft under 500,001

Best LAGUNA BEACH 2/2/1100 sq ft under 500,001

http://kwrealestate.listingbook.com/?node=16-0-email_listings,1112967279.b557d63e


VIEWS - OCEAN - VIEWS!

http://kwrealestate.listingbook.com/cgi-bin/prop_photos.php?mlno=96476440:SOCAL&mls=MCASOCAL


Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

STATE WIDE AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

BIO AND FUN STUFF ABOUT KW, REALTOR
http://www.myspace.com/kenwebbocrealestate


"The finest compliment I could ever receive is a
referral from my friends and clients"

3Bed 2Bath SFH in Southern California -

Click on the subject line - access a partial list of homes - sorted from smallest starting at 1700 square feet.

FYI,..you do not get to be mad because you missed out on owning real estate - Just because someone at work or somewhere told you you have to wait to get a good deal,...they are wrong.

You already waited too long - prices are going up in socal (in good neighborhoods) interest rates are going up - they have already gone up 2 points or more in some cases.

Stop sitting on the sidelines!

http://kwrealestate.listingbook.com/?node=16-0-email_listings,1112764499.96ab0dfa


10 SFH/Condo's at $400,000 or less - >http://kwrealestate.listingbook.com/?node=16-0-email_listings,1112782600.6a8b8232 3 bedroom (+) 3 bath homes (+) - priced at just over $200,000 - $400,000 - get off ur buns - time to own is now!

Wednesday, April 14, 2010

Today's Real Estate News - April 14th, 2010


Loan Delinquency Rate Takes a Notable Dip
The percentage of delinquent mortgages declined to 6.57 percent in the first quarter from 6.60 in the last quarter of 2009, according to Equifax and Moody’s Economy.com.

This is the first decline in the delinquency rate since the first quarter of 2006.

"It portends a peaking of the foreclosure crisis," says Mark Zandi, chief economist for Moody’s.

Reasons for the decline include tougher lending standards, mortgage modification efforts and a more stable job market, economists say.

Source: USA Today, Stephanie Armour (04/14/2010)


Daily Real Estate News | April 14, 2010 |
Mortgage Applications Fall Sharply
Applications for mortgages to purchase properties declined 10.5 percent last week compared to the previous week on a seasonally adjusted basis, according to the weekly mortgage applications survey released by the Mortgage Bankers Association.

On an unadjusted basis, the purchase index was down 10.5 percent compared to the previous week and fell 17.5 percent compared to the same week a year ago.

Application volume was affected by the rising cost of FHA mortgage insurance premiums, the bankers said. Applications for conventional mortgages also were down, driven by an increase in rates, said Mike Fratantoni, the association’s vice president of research and economics.

Overall, applications for both purchases and refinances decreased 9.6 percent on a seasonally adjusted basis. Interest rates actually decreased compared to the previous week:
  • 30-year fixed-rate mortgages decreased to 5.17 percent from 5.31 percent.
  • 15-year fixed-rate mortgages decreased to 4.45 percent from 4.54 percent.
  • 1-year ARMs decreased to 7.02 percent from 7.03 percent.

Source: Mortgage Bankers Association (04/14/2010)

Daily Real Estate News | April 14, 2010 |
Lenders Push Back on 2nd-Lien Cuts
Executives representing major lenders told lawmakers that principal reductions on second mortgages may not be enough to heal the housing crisis and should not be their sole option for modifications.

They warned that forcing write-downs on second liens could rattle the markets, inflate downpayment requirements, tighten credit criteria more, and boost risk premiums for mortgage credit.

Executives also noted that they have been able to modify first-lien loans without also modifying second-lien loans.

Source: American Banker, Donna Borak (04/14/2010)

© Copyright 2010 Information Inc.


Daily Real Estate News | April 14, 2010 |
Affordable Housing Goals Didn't Doom Fannie
Federal affordable housing goals weren’t responsible for the collapse of Fannie Mae and Freddie Mac, Assistant Treasury Secretary Michael Barr said Tuesday in a speech to the Mortgage Bankers Association.

“This claim simply is not supported by the facts,” Barr said.

Instead, Barr said management’s decision to lower standards in order to compete with Wall Street for profitability drove Fannie and Freddie to risk too much on poorly underwritten loans and the sale of questionable securities.

Fannie and Freddie “relaxed standards for the same reasons other market participants relaxed standards: old-fashioned greed and flawed regulation,” Barr said.

Source: The Wall Street Journal, Nick Timiraos (04/13/2010)

More Single Buyers Opt for Suburbs
More singles are buying homes in suburbia, reports Coldwell Banker, which conducted a nationwide survey of single home owners on the factors that motivated them to buy.

Here are some figures that reflect the reasoning behind their choices:
  • 52 percent chose the suburbs over urban or rural areas.
  • 53 percent of single home owners said they purchased a home because it was a better deal than renting.
  • 68 percent chose a home priced lower than they could afford.
  • Of the 13 percent who own their home jointly with another person, 49 percent made the purchase with their parents.
  • 55 percent have less than a 30-minute commute to work.
  • 40 percent live within 30 minutes of their parents or extended family.
  • 27 percent of women thought the number of bedrooms were important, while only 18 percent of men felt the same way.
  • 38 percent of men would consider buying a foreclosure, while only 29 percent of women would consider one.

Source: Coldwell Banker (04/14/2010)



Tuesday, April 13, 2010

Paying taxes on your short sale!! --Read This!

There’s more good news on the tax front: Governor Schwarzenegger yesterday signed SB 401 (Wolk), a measure providing tax relief on mortgage debt forgiven in a short sale, foreclosure, or loan modification. Previously, California homeowners generally were exempt from owing federal taxes on the forgiven mortgage debt, but still were required to pay California taxes on the so-called "phantom income." This bill now aligns the state’s tax code with that of the federal government and has become law in time for people to take advantage of it by the April 15 deadline for filing tax returns.


Mortgage Forgiveness Debt Relief Extended - Updated 04/13/10

On April 12, 2010, SB 401, the Conformity Act of 2010 was enacted. It allows taxpayers who had all or part of the loan balance on their principal residence forgiven by their lender to exclude the forgiven debt from California gross income. The new law applies to discharges of qualified principal residence indebtedness on or after January 1, 2009, and before January 1, 2013.
New law - Taxable years 2009 through 2012

California law conforms, with modifications, to federal mortgage forgiveness debt relief for discharges that occurred in tax years 2007 through December 31, 2012. The amount of qualifying indebtedness is less than the federal amount and California imposes a state-only limitation on the total amount of relief excluded from gross income. The following summarizes the differences between the federal and California provisions. Federal provision applies to discharges occurring in 2007 through 2012, and:

* Limits the amount of qualified principal residence indebtedness to $2,000,000 for taxpayers who file as married filing jointly, single, head of household, or widow/widower, and to $1,000,000 for taxpayers who file as married filing separately.
* Does not limit the debt relief amount; it only limits the indebtedness amount used to calculate the debt relief amount.
* See the federal law Mortgage Forgiveness Debt Relief Act and Debt Cancellation for more information.

California provision applies to discharges that occurred in 2007 through 2012, and:
Taxable years 2009 through 2012

* Limits the amount of qualified principal residence indebtedness to $800,000 for taxpayers who file as married/registered domestic partners (RDP) filing jointly, single, head of household, or widow/widower, and to $400,000 for taxpayers who file as married/RDP filing separately.
* Limits debt relief to $500,000 for taxpayers who file as married/RDP filing jointly, single, head of household, or widow/widower, and to $250,000 for taxpayers who file as married/RDP filing separately.

Taxable years 2007 and 2008

* Limited the amount of qualified principal residence indebtedness to $800,000 for taxpayers who file as married/(RDP) filing jointly, single, head of household, or widow/widower, and to $400,000 for taxpayers who file as married/RDP filing separately.
* Limited debt relief to $250,000 for taxpayers who file as married/RDP filing jointly, single, head of household, or widow/widower, and to $125,000 for taxpayers who file as married/RDP filing separately.

How to File
Form 540 - Claiming mortgage forgiveness debt relief on an original tax return

You can file for debt relief on your original Form 540, California Resident Income Tax Return, or Form 540NR, California Nonresident or Part-Year Resident Income Tax Return.

If the amount of debt relief for federal purposes is the same as or less than the California limit, then no adjustment is necessary on Schedule CA (540/540NR).

If the amount of debt relief for federal purposes is more than the California limit, include the amount in excess of the California limit on Schedule CA (540/540NR) line 21f, column C.

You must include a copy of your federal return, including Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness (and Section 1082 Basis Adjustment), with your original California tax return. There is no similar California form.
Form 540X - Claiming mortgage forgiveness debt relief for a previously-filed tax return

If you already filed your tax return, file a Form 540X, Amended Individual Income Tax Return, in order to claim debt relief.

If the amount of debt relief for federal purposes is the same as or less than the California limit(s), an adjustment to income is no longer necessary on Schedule CA (540/540NR). On Form 540X, simply enter on line 2e, column B, the amount originally entered on Schedule CA (540/540NR) line 21f, column C.

If the amount of debt relief for federal purposes is more than the California limit(s), complete a new Schedule CA (540/540NR) and revise the amount originally reported on line 21f, column C, attributed to federal mortgage forgiveness debt relief, to the amount in excess of the California limit. Complete Form 540X following the instructions for that form and enter on line 2e, column B the difference from the original Schedule CA (540/540NR), line 21f, column C, less the amount from the revised Schedule CA (540 or 540NR), line 21f, column C.

When filing Form 540X, write "Mortgage Debt Relief" in red across the top of your amended tax return.
Cancellation of Debt

Generally, if you have property that is used as security for a debt and that property is taken by the lender (foreclosed) in full or partial satisfaction of the debt, you are treated as having sold the property.1 This may generate either a gain or a loss, and in some cases cancellation of debt (COD) income. A mortgage restructuring (such as reduction in principal), that reduced your debt may also generate COD income.

In the wake of the 2007 American housing market collapse and subsequent mortgage crisis, the U.S. Congress enacted the Mortgage Forgiveness Debt Relief Act of 2007 (P.L. 110 142) and Emergency Economic Stabilization Act of 2008 (P.L. 110-343).

These Acts include provisions under federal law that, subject to certain conditions, that allows taxpayers to exclude from their federal taxable income the discharge of debt on their principal residence (COD income) that they would otherwise have been required to report (2007 through 2012).2 The special federal rules relating to qualified principal residence apply to debt reduced through mortgage restructuring, as well as to mortgage debt forgiven in connection with a foreclosure.
Property other than principal residence

The federal Mortgage Forgiveness Debt Relief Act only provides for the exclusion of COD income relating to qualified principal residence. If you have COD income as the result of a foreclosure on other property, such as a second (vacation) home, rental, or other business property, you may still be able to exclude COD income under other provisions if:

1. You were bankrupt when the discharge occurred (Title 11 discharge).
2. You were insolvent (limited to level of insolvency).
3. Qualified farm indebtedness was canceled.
4. Debt was Qualified Real Property Business Indebtedness (QRPBI)3 and you make a federal election.

If more than one of these exceptions applies, they are applied in the above order.4

For more information, see IRS Publication 4681, Canceled Debts, Foreclosures, Repossessions, and Abandonments. The IRS Publication 4681 has a worksheet that can be used to help calculate the extent to which a taxpayer is insolvent immediately before the cancellation.
Information resources

* IRS.gov search for home foreclosure and debt cancellation.
* IRS publication 4681, Canceled Debts, Foreclosures, Repossessions, and Abandonments
* Federal law – Mortgage Forgiveness Debt Relief Act and Debt Cancellation
* SB 1055 – Legislative Change 08-7
* Press Release April 2010 – California Enacts Mortgage Forgiveness Debt Relief
* Tax News February 2010 – California Code of Civil Procedures and Foreclosure
* Tax News July 2009 – Foreclosure and Short Sales
* Tax News November 2009 – Documents, Second Mortgages, Tax Reporting – How to Handle a Foreclosed Home for Tax Purposes

1Refer to the February 2010 Tax News article California Code of Civil Procedures and Foreclosure for more information regarding how California Civil Procedure Code (CCP) Sections interact with IRC Section 108.

2Federal law initially applied to discharges occurring from 2007 through 2009 (the Mortgage Forgiveness Debt Relief Act of 2007, Public Law 110-142, December 20, 2007). Federal mortgage forgiveness debt relief was subsequently extended to apply to discharges occurring from 2009 through 2012 (the Emergency Economic Stabilization Act of 2008, Public Law 111-5, October 3, 2008).

3The taxpayer cannot be a C corporation to use this exclusion.

4IRC section 108(a)(2).

Monday, April 12, 2010

April eNewsletter, Your MOST Up-To-Date Real Estate Newsletter

Greetings!

Welcome to a new week.

Here are your most current up-to-date numbers, stats and important Real Estate info for California, Southern California as well as for many other areas throughout the entire USA for April 2010. This information also carries important links to information that may have been missed or overlooked in March and will also have fantastic updates on what to expect for May as well.

This is your most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

Please click on this link to view the APRIL-2010 Newsletter Newsletter Housing Trends eNewsletter:
http://kenwebb.housingtrendsenewsletter.com?Newsletter_ID=247&Period_ID=184

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.

It also includes press releases with charts and videos, key market indicators and real estate sales and price statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report:

http://kenwebb.housingtrendsenewsletter.com/dispContent.cfm?loadid=2&loadtype=0

Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.

Below are links to other web pages that can also provide you excellent access to other Real Estate information. One link that is most helpful is the one that allows you to search the ENTIRE MLS just like an agent. Want to know what your house is worth if you want to sell? It's all in there. Are you considering a purchase and want to peek in on whats is out there and what is going on in Real Estate? It's all in there.

I am here to help answer any questions you have and assist you in any way I can in your Real Estate needs.

Do you have more questions? Ask me, I am here to help. Don't forget, no matter how busy I am I am never to busy to help a friend, family member or business associate you send to me.

Sincerely yours,

Ken Webb
First Team Real Estate & KW, Realtor
17 La Mirage Circle Aliso Viejo CA 92656
949-885-9019 | 949 243-6649
kenwebb@me.com


Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

STATE WIDE AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

BIO AND FUN STUFF ABOUT KW, REALTOR
http://www.myspace.com/kenwebbocrealestate


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Feel free to forward this email on to anyone you know who may be considering a change in Real Estate.

Buying, selling, renting and relocation, Ken Webb & First Team Real Estate are there to help you every step of the way no matter where you want to buy or sell. We are ready to help you stateside, Hawaii, and even Internationally we are ready now - to help you today. Ken Webb


April Insider Real Estate From The Desk of Ken Webb - KW, Realtor