Monday Morning Mortgage Rates

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
is a referral
from my friends and clients"

Unobstructed Views of Ocean,Coastline,Canyon & City Lights - Newport Coast

Location Newport Coast, CA, 92657, Orange County

OUTSTANDING PANORAMIC OCEAN VIEW, MOUNTAIN VIEW & CITY LIGHTS VIEW!!!

Everything about this home feels like a Single Family Detached Home, Wonderful Corner Location, Own Private Driveway, Nothing But 'Wide Open Spaces' in Front of You!

(Not an office listing)

Elegance at its Finest - Upgrades Galore! Romantic Fireplace in Large Living Room, Gourmet Kitchen, Granite Counters & Backsplash, Built-in Side-by-Side Refrigerator, 2 Separate Ovens, Warmer, Dishwasher and Beautiful Cabinets Galore! Separate Formal Dining Room. Main Floor Master Bedroom Suite with Double Vanities, Walk-in Closet and Large Tub for Two!

3 more Bedrooms Upstairs, with two more bathrooms.
Two Separate Private Balconies with Views Forever!
Extra Large Laundry Room loaded with cabinets and built-in Ironing Board.
2-Car Attached Direct Access Garage.
Neatly manicured entry yard with Fountain & Stone Hardscape!!!

Price $1,075,000

Age	4 years (2006)	SqFt	2,279
Stories	Two Levels	Style	Tuscan
Bedrooms	4	Baths	4 Total, 3 Full, 1 Half
Lot SqFt	1	Acres	—
Heat	Forced Air	Cooling	Ceiling Fan(s), Central
Water	District/Public	Sewer	In, Connected & Paid
Parking	2 Garage Spaces; Direct Garage Access, Driveway, Garage Attached, Garage Door Opener
Entry	Ground Level w/steps
View	Canyon View, City View, Coastline View, Mountain View, Ocean View, Panoramic View, View, Water View

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
RealEstate
Email:kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic #01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com/

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com/

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
is areferral
from my friends and clients"

Smoke'n Hot Deal - Land -Under $300,000!

Not A Short Sale!Not REO! Live Next to the world famous Houdini Estate - Land with Approved Plans!

BRING ALL OFFERS NOW! Not A Short Sale!Not REO!
Live Next to the world famous Houdini Estate - Land with Approved Plans!

Huge Price Reduction. Seller wants it sold NOW! Fantastic canyon views. Land sold with plans and approvals for a 4000sq ft home. All you need to do is close escrow.SELLER PULLED permits.Close Escrow & start building in a celebrity-studded neighborhood. This is the BEST PRICED LAND with approvals in the Santa Monica Mountain Range

Sq Ft: 29,620
Parking: 4+ Car Garage
Asking: $299,000

This is a great opportunity - for someone to live in a pretty wonderful area! Are you interested in owning this land? Talk to me and lets get started.

This is not an office listing. Does your agent only show their own listings? Does your agent only show his office's listings? Don't miss out by not getting the full picture. Get access to ALL MLS Listings. Talk to me, let's get things started.


Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
RealEstate
Email:kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic #01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com/

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com/

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
is areferral
from my friends and clients"

Custom Single Story Estate-Pool Home-Over an 1 Acre!

Custom single story estate with producing avocado grove on private cul-de-sac. Fabulous views of Fallbrook's ''Sleeping Indian'' mountain range. Desirable Morro Hills area. Fully fenced and irrigated 1.64 acres with electronic gate. Immaculately maintained. Lovely pool/spa with newer pool cover and hot tub. This fabulous home has a large gourmet kitchen with granite counters, stainless steel appliances, huge island and breakfast nook. The family room has a raised hearth fireplace with French doors to the inviting outdoors. Additionally there are French doors in the living room, master bedroom and guest room. The luxury indoors is complimented by the feeling of serenity outdoors with a soothing waterfall, spacious grassy areas, child's play structure, organic fruit trees and covered patio areas. No Mello Roos or HOA.

• 4 Bedrooms
• 3450 Square Feet
• Private Electronic Gate
• Hybrid Haas Avocado Grove
• 3.5 Baths
• 1.64 Fully Landscaped Acres
• Pool/Spa
• Large Gourmet Kitchen
• Sq Ft: 3450
• Yr Built: 2000
• Bdrms: 4
• Baths: 3.5
• Pool: Yes - Private
• Parking: 3 Car Garage
• Asking: $959,000

(Not an office listing)

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
is a referral
from my friends and clients"

Giving you access to all of the MLS - Every Home - Every Area - Every Possibility.
Did you know most agents only show their own listings or their office listings?
I represent buyers who want access to EVERYTHING available for purchase.
WHAT ARE YOU MISSING IN YOUR REAL ESTATE SEARCHES?

Friday Rate Sheet - June 4th 2010

Here it is, your Friday Rate Sheet.

My Facebook FanPage has more to read on this matter. For the rest of you who are considering buying a home and who are currently renting,....consider for a moment who all of your hard earned money is going to,...who it is helping. Is paying rent to someone else helping you?

It may sound harsh - but do you really want to work with someone who is less than truthful when it comes to your money and your future?

I understand that for some of us - direct may be too much. But for those who are serious about making a change - direct may be the best bet.

As a Realtor I have watched people make poor decisions that will affect the rest of their lives and have watched people make decisions that where made on an emotion that where less than good.

I help people buy, sell or rent all across the Southern California Landscape. If I know someone else who can help you that is closer- I will get it done.

Okay, enough schooling for now. Attached is this week's rates.

If you want - NOW (TODAY) at 1:00pm June the 4th is a good time to get serious.

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM
Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
is a referral
from my friends and clients"

Rent vs Buy - when is a good time to buy a home?

With all the data flying around and of your friends telling you it in NOT a good time to buy a home- take a 2nd look. Here are some simple facts for you to consider.

1) Interest Rates are at amazingly low rates. Last week there where some that actually registered in the low 3%. Yes- that is correct - around 3.5%. These rates are for those of you who will be selling there home in 5 years or less.

2) Home Prices remain low. People who do not own - seem to act in the opposite way they should when prices are low. For some reason many people run away from homes when prices are low. When in - FACT - you should buy LOW!

This applies to groceries, cars, clothes, food, and most all consumable items. Why pay more for something when you can get it for less.

Another thing to consider is your actual RENT. Here is a simple way to figure if you should BUY or RENT.

Take your monthly rent and multiply it times 12 (full year) Got it? Keep that number - write it down.

You should seriously consider BUYING a home and not renting if you can buy or own a home that is 20 or less times the cost of your yearly rent.

Here is how it works. Let's say you are renting a small apartment in South Orange County and pay around $2000 a month.

Multiply that times 12 and you get $24,000. This is your yearly cost to rent (throw your money to your landlord)

Now - to figure if buying a home in your area is do-able let's see what we come up with if we multiply that $24,000 x 20 = $480,000.

Can you buy a home in South OC of for under $480,000? YES YOU CAN!

Let's take a higher rent - let's say you pay $4,000 in rent each month x 12 = $48,000 x 20 = $960,000.

Can you buy a nice home that is 3-4 bedrooms for $960,000 a year? YES YOU CAN! YOU CAN BUY A BRAND NEW HOME FOR THIS PRICE.

Keep in mind this is used as a simple example of affordability. YOU SHOULD ALWAYS SPEAK TO/CONSULT YOUR FINANCIAL PEOPLE before you decide to buy a home.

You will see this idea in other places where some people suggest a factor of 15 - but in most cases they do not account for the actual selling price of a home.

Most people buy the home in today's market anywhere from 5% to 30% less than the listing price.

The idea is --as long as the home is a factor of 20 or less - it could be a great buy!

But remember - you also get TAX write-offs each year and tax deductions you DO NOT GET WITH RENTING.

With all the options out there to own your own home - TODAY is the day to start thinking seriously about your future. Want more? I can help you.

If you need to find out how much you can really afford in a home - let's get together and sit down with a expert and figure out exactly where you stand.

NOTHING gives you as much pride and walking through your OWN FRONT DOOR of the HOME YOU OWN.

Ken Webb - Realtor/Agent
OCAR, NAR, CAR
F1RST TEAM Real Estate
Email: kenwebb@me.com
Phone/Text: (949) 243-6649
DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE
FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE http://www.myspace.com/kenwebbocrealestate


"The finest compliment
I could ever receive
is a referral
from my friends and clients"

Current Date Regarding Real Estate - Local and National

Here are some important links for you to click on-->

Did You Know: Local Information by Economic Area

http://www.realtor.org/research/economists_outlook/didyouknow/dyk060310dh

Did You Know: REALTOR® Firm Affiliations

http://www.realtor.org/research/economists_outlook/didyouknow/dyk060210jl

Daily Forecast Update: Mortgage Purchase Applications

http://www.realtor.org/research/economists_outlook/quicktakes/quick060210ab

Economist's Podcast: May 11, 2010

http://www.realtor.org/research/economists_outlook/economists_podcasts/economists_podcast051110

Housing and Economic Statistics

http://www.realtor.org/research/research/reportsstatistics

Ken Webb - Realtor/Agent OCAR, NAR, CAR F1RST TEAM Real Estate Email: kenwebb@me.com Phone/Text: (949) 243-6649 DRE Lic # 01844181

SEARCH JUST LIKE AN AGENT
http://www.kwrealestate.listingbook.com

CURRENT REAL ESTATE NEWS
http://kenwebbkwrealestate.blogspot.com

UP TO THE MINUTE UPDATES ON TWITTER
http://twitter.com/KW_Real_Estate

NATIONAL AND LOCAL REAL ESTATE FACTS & FIGURES
http://kenwebb.housingtrendsenewsletter.com/

FACTS AND FANPAGE ABOUT KW, REALTOR ON FACEBOOK
http://www.facebook.com/pages/Aliso-Viejo-CA/KW-Realtor-Southern-California-Real-Estate-Local-International/109314315761744

BIO AND FUN STUFF ABOUT KW, REALTOR ON MYSPACE
http://www.myspace.com/kenwebbocrealestate

"The finest compliment I could ever receive is a referral from my friends and clients"